AS the festive season winds down and 2025 approaches, it's a natural time to reflect on the year gone by and prepare for a fresh start. This transition period offers the perfect opportunity to evaluate our financial standing.
AS the festive season winds down and 2025 approaches, it's a natural time to reflect on the year gone by and prepare for a fresh start. This transition period offers the perfect opportunity to evaluate our financial standing. How did we fare in 2024? Are we in a better or worse position than we were a year ago? Regardless of where you stand, the final days of 2024 can serve as your springboard to build a stronger financial foundation for 2025.
'Start a financial journalNot everyone enjoys writing, but keeping a financial journal can be a game changer. Journaling allows you to track your progress, identify bad habits and celebrate small victories. By documenting your journey, you create a record of your growth, which can be incredibly motivating.For example, if you started saving P2,000 a month in 2024 and reached P24,000 by December, write that down.
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