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The Home Development Mutual Fund or Pag-IBIG Fund said on Tuesday that members affected by Severe Tropical Storm Kristine can now avail of a one-month housing loan payment moratorium and calamity loan .In a news release, Pag-IBIG said its members residing or working in areas under a state of calamity—including areas in Region IV-A, Ilocos Region, Cagayan Valley Region, Region V, Region VIII, and National Capital Region—may apply.
The fund said qualified members can borrow up to 80% of their total Pag-IBIG regular savings, which consists of their monthly contributions, their employer’s contributions, and accumulated dividends earned.Pag-IBIG said the calamity loan is offered at an annual interest rate of 5.95%, with payment terms of 24 or 36 months and the first payment deferred for three months.For members who need financial assistance in areas not under a state of calamity, the fund offers its multi-purpose loan.
Housing Loan Calamity Loan Kristine
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