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ENTREPRENEURSHIP in the Philippines is going through some good times. Transactions are conducted over messaging apps and completed on the same day. Suppliers and bills are paid in real time.

Yet there are still entrepreneurs who continue to engage in such services as financing applications, check deposits and money transfers the traditional, time-consuming way. To continue fueling the growth of the country's 1.24 million micro, small and medium enterprises , there must be more than just access to capital. Financial services must reflect the urgency, creativity and adaptability of the people using them.

Solar financing There is also an emerging demand for financing beyond working capital — such as sustainable financing, a topic that drew attention at the event. First Circle's solar financing option, for example, gives businesses a practical path to adopt clean energy without the steep upfront cost. It begins with a free assessment of the business' electricity usage and available roof space to design a custom solar system.

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