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Let's not lie: the 13th month pay is one of the best gifts of the holidays. So let's cut to the chase: here are some tips to preserve that bonus and make sure you still have some of it left over after the Christmas season.Write it down. It's a no-brainer, but making a list will help keep your costs down. Fitz Villafuerte, founder of Wealth Arki Consultancy, says it’s wise to write down your expected expenses to have an idea on how much to allocate from your 13th month pay .
There's no shame in re-gifting, as long as you think the person you are giving it to will actually appreciate it. “"If you are open to it, you can re-gift. Kasi may mga natatanggap akong mga regalo na hindi ko naman kailangan, yun na rin yung nire-regalo ko sa iba,” said Villafuerte. Potluck and plan meals. Make your Noche Buena meal a potluck, Villafuerte suggests.“If it's a family affair, for example yung Noche Buena namin, mayroon akong dalawa pang kapatid, potluck na lang.
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