‘They tell you it is interest-free’: Cherish feels stuck in HECS debt trap

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‘They tell you it is interest-free’: Cherish feels stuck in HECS debt trap
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The 23-year-old is among current and former university students whose loans will jump in line with inflation from June.

University of NSW student Cherish Kuehlmann says she feels stuck in a debt trap after amassing $20,000 in loans for an arts degree she is still completing.

While no interest is charged on student loans, the gross amount is adjusted in line with inflation on June 1 each year.confirmed student loans would rise by 7.1 per cent from June. Between 2016 and 2020, the average indexation rate was less than 2 per cent. Izabella Antoniou, 27, graduated from the University of Sydney with a $22,000 debt in 2019. She has been paying down the debt but the principal has not changed because she has only ever earned enough to cover indexation increases.

National Union of Students president Bailey Riley said the government should examine whether student loans should be tied to a different benchmark such as average wages, which have grown less than inflation in recent years.

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