The Positive Impact of Fintech in Serving the Underserved Community

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The Positive Impact of Fintech in Serving the Underserved Community
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Access to financial services is a fundamental component of economic growth and social development. Unfortunately, a significant portion of the global population remain underserved or excluded from formal financial services. Boost BoostCredit

across multiple mobile carriers across Asia. DCB provides a convenient, secure, and accessible payment option that enables over a billion users to make purchases simply by charging the cost to their mobile phone bill.

For example, Boost worked closely with Robi, the second largest mobile network operator in Bangladesh to enable digital payments through DCB. This opened a whole new world of possibilities as credit card penetration is only 0.2% in Bangladesh,of the population owned a smartphone as of end 2021. So while many users could access digital products and services, they didn’t have a method to pay for them.

Delving deeper into the underserved consumers’ needs, Boost’s internal research showed that a high number of customers in Southeast Asia had incomplete digital content transactions due to insufficient prepaid balance. Boost’s innovative solution calledwas developed to address this issue by providing a credit loan facility to enable customers to complete their digital content purchases and pay back the loan in their next prepaid top-up cycle.

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