Senate gives final approval to new law that will give pension plans priority in corporate bankruptcies

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Senate gives final approval to new law that will give pension plans priority in corporate bankruptcies
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Bill will change bankruptcy and insolvency law to give pensioners priority for unfunded liabilities in private-sector, defined-benefit company pension plans

A federal bill to give pension plan members the highest priority in company bankruptcies when plan funding falls short has been passed by senators, putting it on the cusp of becoming law after years of failed attempts at similar bills by advocates.received unanimous support from 318 MPsThe bill will change bankruptcy and insolvency law to give pensioners superpriority for unfunded liabilities in private-sector, defined-benefit company pension plans.

The private members bill giving pensioners top priority was sponsored by Conservative MP Marilyn Gladu. It is similar to several previous bills introduced since 2010, each of which failed to gain traction. Now that it has been passed by the House and Senate, the bill needs royal assent, and the higher priority for pensioners in a bankruptcy will take effect four years after that assent is granted.

Supporters hope the bill will not only provide better protection in insolvencies, but change company behaviour, compelling employers to keep plans more fully funded and avoid falling behind on their obligations.

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