Philippines Lifts Moratorium on Digital Banks, Allows Up to 10 to Operate

Business News

Philippines Lifts Moratorium on Digital Banks, Allows Up to 10 to Operate
Digital Banks,Philippines,BSP

The Bangko Sentral ng Pilipinas (BSP) has lifted the moratorium on the establishment of digital banks, allowing a maximum of 10 to operate in the Philippines. Existing banks seeking to convert to digital banks must comply with specific requirements, including minimum capital and a transition plan. The BSP will accept applications for both new digital banks and existing banks seeking conversion, with a three-year timeframe for implementation.

  • 📰 BusinessMirror
  • ⏱ Reading Time:
  • 41 sec. here
  • 7 min. at publisher
  • 📊 Quality Score:
  • News: 37%
  • Publisher: 59%

A MAXIMUM of 10 digital banks will now be allowed to operate in the Philippines as a result of the lifting of the Bangko Sentral ng Pilipinas moratorium on the establishment of these banks.

“Existing banks that are assessed by the Bangko Sentral as having a highly digital-centric business model shall be required to comply with the requirements applicable to a digital bank, as may be determined by the Bangko Sentral,” BSP said. The BSP said these banks will be given three years from the approval of their digital banking license by the Monetary Board to implement its transition plan.

The feasibility study, the BSP said, should contain “realistic assumptions” that are consistent with the proposed business model and the corporate strategy of the bank. The same parameters will also be required in the assessment of the applicant’s network, application, database, security systems, anti-money laundering/countering the financing of terrorism measures and other technologies.

We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

BusinessMirror /  🏆 19. in PH

Digital Banks Philippines BSP Moratorium Financial Technology

 

Philippines Latest News, Philippines Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

Eala ends 2024 season at 149th in world rankingsEala ends 2024 season at 149th in world rankingsMANILA, Philippines — Alex Eala of the Philippines finished the 2024 season placing 149th in the world.
Read more »

BSP, banks complete test of Project AgilaBSP, banks complete test of Project AgilaThe Bangko Sentral ng Pilipinas (BSP) and participating financial institutions (FIs) finished testing of Project Agila, which will enable FIs to transfer
Read more »

Weather Disruptions and Higher Utilities Fuel Inflation in December 2024Weather Disruptions and Higher Utilities Fuel Inflation in December 2024According to the Bangko Sentral ng Pilipinas (BSP), weather disturbances disrupting supply chains and increased utility costs likely contributed to faster inflation in December 2024. The BSP forecasts average inflation between 2.3% and 3.1% for December, with full-year inflation averaging 3.2%. The BSP attributes the upward price pressures to higher food prices due to supply disruptions and increased electricity and petroleum prices. However, these pressures are expected to be partially offset by lower prices for agricultural commodities like rice.
Read more »

BSP Awards Nearly P5 Billion in Contracts for New Polymer BanknotesBSP Awards Nearly P5 Billion in Contracts for New Polymer BanknotesThe Bangko Sentral ng Pilipinas has awarded contracts worth nearly P5 billion for the production of new polymer banknotes. The contracts were awarded to various international companies for the supply and delivery of P50, P100, P500, and P1,000 banknotes. The new banknotes feature enhanced security features and designs incorporating local wildlife.
Read more »

BSP touts advantages of polymer banknotes | Cai U. OrdinarioBSP touts advantages of polymer banknotes | Cai U. OrdinarioTHE Bangko Sentral ng Pilipinas (BSP) said the use of polymer banknotes can protect Filipinos from counterfeit bills while protecting the environment.
Read more »

BSP sees December inflation to be swifter at 3.1%BSP sees December inflation to be swifter at 3.1%Latest Philippine news from GMA News and 24 Oras. News, weather updates and livestreaming on Philippine politics, regions, showbiz, lifestyle, science and tech.
Read more »



Render Time: 2025-01-12 22:42:25