PayPal faces margin squeeze as loan provisions rise

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PayPal faces margin squeeze as loan provisions rise
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PayPal faces margin squeeze as loan provisions rise FMTNews FMTBusiness

PayPal’s business loans can be as small as US$5,000 and as big as US$150,000 for repeat borrowers.

“We saw some increased losses in our PayPal business-loan portfolio,” Chief executive officer Dan Schulman said in a telephone interview. “We tightened on originations and we’re seeing the effects of that in the quarter. We put a provision in for our losses and I expect that to be a temporary blip across results.”

Total payments volume rose 11% to US$376.5 billion, higher than the US$372 billion average of analyst estimates compiled by Bloomberg and faster than the 10% growth the company posted in the first three months of the year. PayPal has been searching for a replacement for Schulman as the longtime CEO prepares to leave the company in coming months.

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