Unlocking home ownership is the key to the growth of Indigenous communities GlobeDebate
Contributed to The Globe and MailJoseph Quesnel is a program manager for the Macdonald-Laurier Institute’s Aboriginal Canada and the Natural Resource Economy project.
But that’s a right that is taken for granted by those who are not Indigenous. That same budget failed to address First Nation housing in a major way or provide paths to private home ownership for Indigenous communities, even as First Nations entrepreneurs and communities continue to remind governments and private industry the chief obstacle they face is a lack of access to capital. In aauthors Dominique Collin and Michael L.
The James Bay Cree recently passed a resolution to “unlock” the full value of private homes on Cree land. The resolution changes the recently-ratified Cree Governance Agreement to remove the 75-year limit on land leases and allow Cree families to build up equity in their homes. This equity could then be used to access personal and business loans.
The self-governing Nisga’a Nation of northwestern British Columbia have also worked to usher in the benefits of private ownership by introducing fee-simple property rights for willing members. The Nisga’a can transfer or lease this land to whomever they wish, and they can use their homes and property as collateral for loans. The legislation has been in effect since 2012 and the sky has not fallen; Nisga’a citizens are now taking out mortgages against their own land.
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