If you have a domestic helper or are planning to get one, maid insurance is something every employer needs to buy. Knowing what sort of coverage it provides, wage compensations or what outpatient expenses are included in the policy are super important.
Hospitalisation and Surgical Expenses of up to S$80,000, with optional add on enhanced medical benefitAlternative Maid ServicesWhile your domestic helper is hopefully not going to go out and destroy someone’s property, in the event that she or you as her employer ends up on the receiving end of a lawsuit, you’ll be glad if your maid insurance offers third party liability coverage. This can go up to $5,000, even for basic plans .
offers an additional Dread Disease Cover that will pay you a lump sum of $2,000 if your helper is diagnosed with any of the 6 dread diseases such as major cancer, stroke, heart attack, etc.Don’t be surprised if your domestic helper has her own smartphone and laptop. Some insurance policies will protect your maid’s personal belongings, so if they get stolen or damaged you can claim compensation on her behalf.
The post Maid Insurance Policies in Singapore 2023—What Are They and How Much Do They Cost? appeared first on the
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