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As young graduates step into the wild world of financial independence, American writer Ramit Sethi shares his wisdom on personal finance. This self-anointed money guru suggests investing and this can be initiated with a modest 10% of your income towards annual investments, upping the ante by 1% each year until you’re basking in millionaire status.
Dip your toes into the investment pool with low-cost index funds like the S&P 500. These funds are like the all-you-can-eat buffet of the stock market, offering a smorgasbord of companies to invest in. They spread your risk thinner than butter on hot toast, so one company’s flop won’t sink your entire portfolio.account up to your bank account like a caffeine IV drip, ensuring regular contributions without you lifting a finger.
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