Christine Barrett was inside her family\u0027s home during Hurricane Ian when her children started yelling water was coming up from the shower.
Then it started coming in from outside the house. Eventually the family was forced to climb on top of their kitchen cabinets — they put water wings on their 1-year-old — and were rescued the next day by boat.From our newsroom to your inbox at noon, the latest headlines, stories, opinion and photos from the Toronto Sun.By clicking on the sign up button you consent to receive the above newsletter from Postmedia Network Inc.
But hurricanes can also pack a massive storm surge as Ian did in places like Naples or Fort Myers Beach. But some homeowners who pay off their mortgage drop their flood insurance once it’s not required. Or if they purchase a house or mobile home with cash they may not opt for it at all. And flooding can and does happen outside those high risk areas where flood insurance is required.Article content
Hurricane Ian caused extensive flooding in areas outside of the high-risk zones. According to the consulting firm Milliman, roughly 18.5% of homes in counties that were under an evacuation order had federally issued flood insurance. In areas under an evacuation order that were outside of high-risk zones, 9.4% of homes had a policy.Article content
After a federally declared disaster, homeowners with flood insurance are likely to receive more money, more quickly, to recover and rebuild than the uninsured.
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