If you're covered by qualifying health insurance at work and have delayed signing up for Medicare (or parts of it), it's important to plan ahead to avoid a coverage gap or missed deadlines that come with life-lasting penalties.
Certain parts of Medicare come with late-enrollment penalties if you miss important deadlines.
If you're considering a Medigap policy, you get a six-month window when you enroll in Part B to purchase one without undergoing medical underwriting. While it's common for people working past that age to stick with a company-sponsored health plan and delay enrolling in Medicare, impending retirement means you should be planning ahead to avoid a coverage gap or costly missed deadlines.
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