On top of the rising cost of living are the added expenses of festivities and gifts brought by the holiday season. Experts say it's important to consider future repercussions of spending too much during this time of the year.
While enrolled in university, Eloho Orogun was approached on campus to apply for a $500 student credit card, advertised as a means to improve his credit score.
The average delinquency rate among Canadians in the third quarter of this year was seven per cent higher compared with the same time last year. That number was higher among young Canadians with the 18-25 category seeing a 33 per cent rise and an 11 per cent increase for those between the ages of 26 and 35.
The first is pent-up spending from the pandemic as many are looking to go on vacation and to the events they felt unable to attend during the pandemic. On top of the rising cost of living are the added expenses of festivities and gifts brought by the holiday season. Instead of buying extravagant gifts, Macmillan said to consider making presents or doing a Secret Santa gift exchange to cut down on the number of gifts bought.
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