EPF says members free to decide on moving funds into Account 3

Akaun Fleksibel News

EPF says members free to decide on moving funds into Account 3
EPFEPF Account 3
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KUALA LUMPUR, April 25 — The Employees Provident Fund (EPF) much-talked-about Account 3, known as Akaun Fleksibel was announced today and EPF’s 16.07 million members are free...

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The EPF said starting May 11, 2024, all EPF members under the age of 55 will have their accounts restructured into three accounts, namely Akaun Persaraan, Akaun Sejahtera and Akaun Fleksibel. For all those who opt in, allocation into the new accounts will be as follows: 75 per cent into Akaun Persaraan, 15 per cent into Akaun Sejahtera and 10 per cent into Akaun Fleksibel.Previously, EPF members’ savings would be credited into Account 1 and Account 2, where 70 per cent of their contributions would go into Account 1, and 30 per cent into Account 2.

He said if every EPF member decides to opt in, the total fund that would be moved to Account Fleksibel will amount to RM57 billion, of which about RM25 billion is expected to be withdrawn in the first year.The setting up of the new account will not have an impact on the provident fund’s portfolio, he said.“The current scenario is much different from during the pandemic and our portfolio is now much bigger.

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