Credit counselling agency finds shopping ‘addiction’ top reason young Malaysians in debt

Malaysia Household Debt News

Credit counselling agency finds shopping ‘addiction’ top reason young Malaysians in debt
DebtShopping AddictionBuy-Now-Pay-Later Schemes
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KUALA LUMPUR, June 18 — Addiction to shopping topped the reasons why younger people get into serious debt problems, according to a survey by the Credit Counselling and Management...

Thirty eight per cent of the AKPK survey respondents said they got into debt because of spending on goods or services they don't actually need, with close to a third within this category admitting they typically buy on impulse.

Some economists believe debt levels exceeding 80 per cent of GDP can negatively impact economic growth.AKPK said a large number of graduates are already saddled with student loans, mostly in the form of National Education Fund Corporation, and then go on to pile on more debt once they get hired as more credit facilities are made available.

“Most of those who always take up credit are the youths because they have a tendency to live a lavish lifestyle,” Rosnizam was quoted as saying.

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