Can AI answer your money questions? We put chatbots to the test

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Can AI answer your money questions? We put chatbots to the test
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Who better to ask for personal finance advice than a couple of the most powerful chatbots on the planet?

Both OpenAI’s ChatGPT and Google’s Bard are dominating headlines recently, for their generative capabilities and vast storehouses of information. Each has far more processing power than, say, any individual personal finance writer .What is one great business idea?

Bard does not seem to like limiting itself to one option, even when asked to do so – it prefers lists. It threw out a whole slew of ideas, including dog walking, translation, “website flipping" and even working as a virtual assistant.With the rise of remote work in the pandemic era, many Americans have considered relocating to lower-cost locales. ChatGPT singled out Fort Wayne, Indiana, and Knoxville, Tennessee, praising both for their affordability and growing job markets.

Meanwhile, chatty Bard concurred with the choice of AT&T, but also added Verizon, Procter & Gamble, 3M, and Johnson & Johnson to the mix as bargain stocks.When ChatGPT crunched the numbers on this question, it produced a familiar name: Amazon, praising the e-commerce giant for its attractive price-to-sales and price-to-book metrics after a challenging year.

Bard is a little broader in its suggestions, nudging me to consider becoming a nurse practitioner, software developer, social media manager or even solar photovoltaic installer.Since my own teenager is off to college in the fall, I was particularly curious about this one. And ChatGPT did indeed have some answers: The University of North Carolina in Chapel Hill and Brigham Young University in Provo, Utah.

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