Start the new year strong with practical financial advice to improve your savings, manage expenses, and build a secure future.
The new year is the perfect time to adopt better habits, set goals, and prioritize financial responsibility. While staying consistent with resolutions can be challenging, these tips can help improve your financial health in 2025. First, track your expenses. Understanding where your money goes helps you balance income with expenses and stick to your budget. Second, de-influence yourself. Trends come and go quickly, but focus on your personal goals instead of chasing every 'must-have.
' Third, build an emergency fund. Prepare for unexpected events like health emergencies or unemployment by saving at least three months' worth of expenses. Fourth, pay your balances on time. Avoid late fees and penalties by consistently settling outstanding payments, which positively impacts your credit score and financial reputation. Tala users benefit from reminders via push notifications and emails to ensure timely repayments. Fifth, explore extra income opportunities. Whether it's baking, crafts, or digital services, starting a side hustle can boost your financial growth. In 2025, 'buo ang tiwala sa Tala' as your partner for financial resolutions. Tala offers flexible, online credit to manage expenses, save, or fund side hustles. Hector, a Tala user, successfully started a fruit stand using a P200 loan and grew his business through on-time repayments. Learn more about Tala's services at tala.ph or download the app today
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Maybank Hosts 3Maybank Regional Financial Education Excellence Awards 2024Maybank and Maybank Foundation hosted the 3Maybank Regional Financial Education Excellence (Regional FinEx) Awards 2024 in Manila, Philippines, celebrating schools, educators, and families dedicated to promoting financial literacy among youth in ASEAN. This initiative aims to further establish Maybank as a leader in financial literacy in the region, building upon its successful Cashville Kidz (CVK) Financial Literacy programme launched in 2013.
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