Buying an HDB flat, be it BTO or resale, can be challenging, especially given the various criteria to meet. But all hope is not lost — having an essential occupier can help you with your HDB flat purchase. But first, let us explain more about the essential occupier. According to HDB, an essential occupier (or core occupier) is a family...
Getting married to a foreigner? Private properties aren't your only option! As long as you're a Singaporean, you can list your foreign spouse as an essential occupier to qualify for this scheme .
So a better option would be to buy from the resale market, since you can buy any flat type as long as you're at least 21 years old.
An additional perk is that if your child is a Singaporean or PR, you can apply under the Public Scheme instead. Through this scheme, you'll be able to qualify for more grants such as the Family Grant and Enhanced CPF Housing Grant. This helps you to reduce the amount to be paid upfront too.
For example, if the pass was issued in May 2023, the earliest you can submit your resale application would be six months later in November 2023.Not many people know this, but yes, having an essential occupier can help you get a bigger HDB flat too!3Gen units are estimated to have 115 sqm of floor area — five sqm extra compared to five-room units. They're designed for bigger families, so they come with one more bedroom with an attached bathroom.
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